For me packing a lunch just makes psychological and
financial sense. I know what I am eating, I don’t’ have to worry, and it is
almost always cheaper in the long run. If
you do it right, packing a lunch can save you up to (and maybe over) 1200$ a
year over eating out.
Here’s the math:
Here’s the math:
Say you work 46 weeks a year (accounting for vacations, sick days, etc.) and your average lunch spending is about 6 dollars after tax and tip (and kudos to you if you can eat on that budget in downtown Toronto). That adds up to:
46 weeks x 5 days x
$6= $1,380$
This does not include snacks or coffee.
If we add a daily coffee and a pastry (4$) the number jumps to:
46
weeks x 5 days x $10= $2,300$.
I’ll use myself as a counterpoint example. This week (which
was unusually decadent) my lunches and snacks cost me (including my coffee
contribution on my paycheque) approximately 4.2$ per meal (I had to estimate on
things like butter, sugar and oil). Usually I eat a bean soup or a curry that
would cost me about half of this. Here is what my lunch menu this week
included:
Snacks: 1 apple, 1 cup carrots
and celery, 4 TBS lemon dill veggie dip, 1 cup of homemade apple crisp, and
coffee / tea
Lunch: Butternut squash and goat
cheese pasta with caramelized onions.
This was all delicious food that I enjoyed eating. Similar
quality and quantity from a restaurant would easily run me at least $12 for the
pasta and $6 for the apple crisp.
The difference between my homemade decadent lunch and eating
out is:
46 weeks x 5 days x
4.2=$966
This is a difference of $414 a year ($1,334 if
we use the higher snack number).
It may not seem like much, but I threw it in a compound
interest calculator (5% quarterly compounding for 10 years) and it returned $5,375.30.
If you and your spouse managed to do this together, it would be $10,750.59.
If we use the number that includes coffee and snacks, same
return would be $17,320.40 ($34,640.79 if you and a partner can manage it). Also
remember, all these numbers are using very conservative estimates. Imagine how
helpful this money would be in your retirement, or to help sending your kids to
school.
How to pack your
lunch.
Savings alone may not be enough to motivate you. We lead
busy lives and between doctors’ appointments, play dates, work, school, friends
it can be hard to fit in food prep. Not only that, sometimes we just run out of
ideas about what to make and motivation to do it.
Here are a few tips I have found that help make it easier
for me to get lunches ready for the week. I also talked to some of my friends
with kids to see how they managed to balance the busyness that children always
create:
·
Set Aside
Time: Set aside a sufficient chunk of time (mine is Wednesday and Sunday evenings)
when you do your food prep for the week. I chop all my veggies, make a big pot
of whatever it is I am bringing this week (chili, soup, curry, pasta) while I
also make something for supper.
o
My friends with a two year old have a similar
arrangement. The husband (who does most of the cooking) preps on Saturday
afternoon while Mom and toddler go to swimming lessons.
·
Portion
everything out in advance: That way no matter how rushed you are in the
morning you can grab a Tupperware and go. This also can save you a little on
energy bills. It’s easier for your fridge to cool smaller portions.
o Here
and here
are some pre-portioned meal and snack ideas for inspiration. You can do way
less fancy versions with trail mix, yogurt, apple slices etc.
o
If you are worried about food safety, freeze two
or three portions for later in the week. Pull them out the night before (you
can also do it the morning of, it just means a longer time in the microwave).
·
Double up:
Whenever I make something labour intensive (like enchiladas
or lasagna)
I make a double portion and freeze the other pan. Either I save it for the week
I really don’t feel like cooking, or use it when someone in the community could
use an easy meal (new baby, death in the family, a big move etc.).
o
Get together with friends family and co-workers
and have a food day. I have done pie days, jam days, tomato canning days, chili sauce days, tomato sauce days and lasagna days. Combining finances and effort makes everything more affordable and more fun.
·
Love the “one
pot”: Soups, stews,
pastas,
pasta
bakes, curries,
casseroles,
quiches,
strata,
and rice
n’ bean dishes are all great lunch options. They are usually inexpensive
and travel and freeze well. (Each link here is to one of my favourite recipes,
note the last one is extremely spicy).
·
Love your
salads: Think
beyond lettuce, there is so
much more to salad.
o
I find you can pack three days of salad and
still have it be good, day four gets to my limit of pre-assembled salads.
o
If you
have a Tupperware hook-up, these
are the best salad dressing carriers. Ever.
·
Make what
you love: If you pack a sad desk lunch
Saint Lawrence Market is going to seem like a great alternative. The internet
is crawling with inspirational lunch ideas (e.g. see here,
here,
here,
here,
and here
to start). Remember, even if you spoil yourself with a home-made fancy lunch, it is
probably still cheaper than a Tim Horton’s Sandwich.
o Involve
kids in the planning and assembly of lunch. They will learn a valuable life
skill, are more likely to eat something they have chosen, and you will thank
yourself when your 12-year-old can make their own lunch and help out with
younger siblings. Here
is an excellent guide to what kids of different ages can help with in the
kitchen.
o
One of my favourite things to do is use
ingredient inspiration. I get an organic food bag from Fresh City Farms every Wednesday.
Working with the vegetables they give me takes away some of my decision
fatigue. For example, I have two favourite eggplant recipes (here and
here)
I tend to go between. It’s much easier to plan when you have fewer decisions to
make.
·
Find the
Joy in Cooking: I throw on a podcast, and really try to enjoy the creative
process of cooking and baking. My
friends with kids and spouses who do this often use cooking time either as
alone time or together time (depending on what they need). Listen to music,
have a favourite show in the background, and if you can afford it, invest in
good kitchen tools. Learning to enjoy cooking will always pay back over time.
Remember, food is more than fuel. It is comfort, culture, memories, creativity,
social connection and sustenance.